About iHealthBenefit

iHealthBenefit is a free library of health insurance guides for individuals and families. We explain plan basics, how to get covered and save through the Marketplace or Medicaid and CHIP, and how to use your coverage, appeal denials and handle surprise bills — without selling anything. There are currently 18 articles across 3 topics, plus a glossary of 54 terms.

iHealthBenefit is an independent publication about health insurance for individuals and families. We explain how coverage works — we never sell or recommend plans.

How we write our articles

• Facts — definitions, dates, versions, platform rules and who created which framework — are checked against primary or authoritative sources such as HealthCare.gov, Medicaid.gov, CMS, the IRS, the Department of Labor and state insurance departments. They’re listed and linked at the end of each article.
• Each article shows the date it was last reviewed, and we revisit articles as guidance changes.
• We don’t invent people, quotes, statistics or case studies. Examples are clearly labeled as hypothetical. Paid placements are always labeled “Sponsored.”

Corrections

If something in an article is wrong or out of date, please tell us. We’ll check it against the source and update the article and its review date.