Marketplace & Medicaid
Getting covered: the Marketplace, savings, special enrollment, Medicaid and CHIP.
The Health Insurance Marketplace: How Applying and Enrolling Works
Who can use the Health Insurance Marketplace, how one application checks you for savings, Medicaid and CHIP, what every plan covers, and how to avoid scams.
Read · 6 min read →Marketplace & MedicaidOpen Enrollment and Special Enrollment Periods: Key 2027 Dates
HealthCare.gov's and CMS's dates for 2027 Open Enrollment, what current enrollees should do, and which life events open a Special Enrollment Period and which don't.
Read · 7 min read →Marketplace & MedicaidPremium Tax Credits and Extra Savings: How the 2026 and 2027 Rules Work
How the premium tax credit and cost-sharing reductions work under 2026 and 2027 IRS rules, including the 400% income limit and the end of repayment caps.
Read · 6 min read →Marketplace & MedicaidBronze, Silver, Gold and Platinum: What Metal Tiers Really Mean
What Marketplace metal levels say about cost sharing, why Silver matters for savings, how Catastrophic plans differ, and how to compare total yearly cost.
Read · 6 min read →Marketplace & MedicaidMedicaid and CHIP Eligibility: Who Can Qualify and How to Apply
A general look at who Medicaid and CHIP cover, how state expansion choices matter, the adult rule changes starting in 2027, and how to apply any time.
Read · 6 min read →Marketplace & MedicaidLosing Job-Based Coverage: Comparing COBRA and the Marketplace
How COBRA and Marketplace coverage compare on cost, deadlines and switching rules after a job loss, using Department of Labor and HealthCare.gov guidance.
Read · 6 min read →